Home Ownership

Why Homeowners Are Thankful They Own

Countless people have set out on the exciting journey of homeownership. Ask around and you’ll find the vast majority are thankful they took the leap and bought a home. But why? It’s because of the many emotional and lifestyle benefits that come with being a homeowner. So, if you’re trying to decide if you want to rent…

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Fannie Mae Rolls Out 5% Down Payment Program for Multifamily Properties

Fannie Mae 5% Down-Payment Program Fannie Mae has lowered its down payment requirement for owner-occupied multifamily property loans, effective Nov. 18. The move has been hailed as a breakthrough for real estate investors—and prospective homeowners—as it makes it significantly easier to buy an investment property with less cash. The decision comes at just the right time, given…

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How VA Loans Can Help Make Homeownership Dreams Come True

For more than 79 years, Veterans Affairs (VA) home loans have helped millions of veterans buy their own homes. If you or someone you care about has served in the military, it’s essential to learn about this program and its advantages. Here are some important things to know about VA loans before you buy a home. The Many…

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Reasons To Sell Your House Before the New Year

Sell Your House Before the New Year As the year winds down, you may have decided it’s time to make a move and put your house on the market. But should you sell now or wait until January? While it may be tempting to hold off until after the holidays, here are three reasons to…

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Lodging, Energy Costs Push Inflation Higher

Lodging, Energy Costs Push Inflation Higher September’s Consumer Price Index (CPI) showed that inflation rose 0.4%, with this monthly reading coming in just above estimates. On an annual basis, CPI held steady at 3.7% last month, though this is still near the lowest level in more than two years. Core CPI, which strips out volatile…

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Save Money on Title Insurance

Title Insurance We’re produce to annouce 2 new Partners to our Referal Network. Adler & Herback will save you money on title insurance.  House Mortgage can be used for traditional loans & has resouces for investor loans. Adler & Herbach is a premier real estate law firm in the Chicagoland area, specializing in residential closings.…

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US Home Price Insights – September 2023

Through July 2023 With Forecasts Through July 2024 Home prices nationwide, including distressed sales, increased year over year by 2.5% in July 2023 compared with July 2022. On a month-over-month basis, home prices increased by 0.4% in July 2023 compared with June 2023 (revisions with public records data are standard, and to ensure accuracy, CoreLogic…

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Mortgage Rates: Past, Present, and Possible Future

If you’re hoping to buy a home this year, you’re probably paying close attention to mortgage rates. Since mortgage rates impact what you can afford when you take out a home loan – and affordability is a challenge today – it’s a good time to look at the big picture of where mortgage rates have been historically compared…

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Buyer Traffic Is Still Stronger than the Norm

Are you putting off selling your house because you’re worried no one’s buying because of where mortgage rates are? If so, know this: the latest data shows plenty of buyers are still out there, and they’re purchasing homes today. Here’s the data to prove it. The ShowingTime Showing Index is a measure of buyers touring homes. The graph below uses the…

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